no account · no spam · any degree program in America
WHY THIS EXISTS
Two students borrowed $120,000 for the same school.
Computer science
SAME SCHOOL · B.S.
YEAR 1
Likely earning ~$110,000* — paying on schedule, with income to spare
YEAR 10
Loan likely satisfied — every payment on time, balance $0
YEAR 30
Likely two decades debt-free — saving for retirement instead
AT TYPICAL EARNINGS FOR THIS DEGREE: LIKELY PAID OFF ON SCHEDULE
English
SAME SCHOOL · B.A.
YEAR 1
Likely earning ~$28,000 — paying what a small income allows
YEAR 10
Paid faithfully every month — the balance likely barely moved
YEAR 30
Still likely owes ~$95,000 → forgiven, with a ~$23,000 tax bill
AT TYPICAL EARNINGS FOR THIS DEGREE: UNLIKELY TO EVER BE PAID OFF
Same school. Same loan. Different majors — and nobody showed them that at the signing desk. A six-figure decision with only half the information.
* typical earnings for each degree — where a school’s own figures are withheld from federal records, we use the national figure for the major and say so, right in your report
01
Tell us the offer
The school, the major, and what they're asking you to pay.
02
We check the record
What graduates of that exact program typically earn — federal data, not brochures.
03
Read the report
A factual report per offer — the amounts, the likelihoods, and the assumptions behind them.
Why you can trust the numbers
Federal data only
Earnings from IRS records of your program's graduates — not marketing.